How to check if your TDS is actually going to the government? Hint – View Form 26AS online

According to media reports the I-T department recently discovered a scam where companies deducted TDS (tax deducted at source) from its employees but did not deposit it with the government. So what is TDS and how can you check if the TDS deducted by your employer is actually going to the government? You need to …

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Get your free credit report from CIBIL in India – online

As I mentioned in a previous blog, the Reserve Bank of India (RBI) has mandated that that effective January 1, 2017, all Credit Information Companies (CICs) shall provide access, upon request and after due authentication of the requester, to a free full credit report (FFCR) once in a calendar year to individuals whose credit history …

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All that you need to know about Pradhan Mantri Vaya Vandana Yojana (PMVVY)

Who can enroll?Any Indian citizen above age of 60 years can enroll for this scheme.No upper limit for age. What is the policy term?The policy tenure is for 10 years. Where to get it?The scheme can be bought online or offline from  LIC, which is the sole operator of the scheme. What are the returns?There …

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Pradhan Mantri Suraksha Bima Yojna (PMSBY) – How to download your insurance certificate and everything else

What is Pradhan Mantri Suraksha Bima Yojna (PMSBY)? Pradhan Mantri Suraksha Bima Yojna is a long awaited social security scheme launched in 2015 to provide accident/ disability insurance to masses at nominal premium. And when I say nominal it is actually nominal – Rs. 12/year for a cover of Rs. 2 lakh. Though one may …

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