What is card tokenisation? Should you consider it?

Reserve Bank of India (RBI) has instructed merchants to stop storing sensitive card-related customer information. This includes full card numbers, expiration dates, and security codes. Instead of storing this information, merchants will generate a unique ‘token’ that can be used to process payments. The deadline for card tokenisation is September 30, 2022. How is your … Read more

Credit card vs personal loan. Which one is better?

For many people, financing everyday expenses or paying debt can be challenging. Thankfully, there are products available that can help. Two popular options are a credit card and personal loans. Both have unique features that may make them a better choice for you, depending on your specific goals. What is a credit card? Credit card … Read more

Should I Pay My Credit Card Bill Early?

People often have trouble deciding whether or not they should pay their credit card bills early. Paying your credit card bill early and waiting until the last minute have pros and cons. Here are some things to think about as you make your choice.  By paying your credit card bill early You will reduce your … Read more

How to save money this Diwali

Diwali is around the corner. It’s a time of celebration. At the same time it can be a big drain on your finances if not planned properly. Here are a few tips and tricks to save money during your Diwali shopping. Use credit cards. As I have mentioned time and again, spending using credit cards … Read more