Are direct mutual funds better than regular mutual funds?

When it comes to mutual funds, there are two main types – direct and regular. Both have advantages and disadvantages, so it’s important to understand their differences before investing. Direct mutual funds are a type of investment fund offered directly to investors by the fund company rather than through a broker or financial advisor. This … Read more

Investing in stocks and mutual funds

My dear readers You must be wondering that till now I have mainly talked about insurance and products with fixed returns while maintaining a silence on mutual funds and stocks. I would like to justify my stand. I am not a financial advisor but a person who shares his experience with readers. All my blogs … Read more

A tool to calculate the impact on returns if you choose a direct plan over a normal plan of mutual funds

There are two ways to invest in a mutual fund: invest with the fund house directly (using direct plans) or investing through an advisor, broker or distributor (using normal plans). The expense ratio of normal plans is higher than that of a direct plan since you go through an intermediary who is paid a commission … Read more