Navigating the maze of personal finance
What is CIBIL score? Your CIBIL score is a number that represents your creditworthiness. It ranges from 300 to 900, and the higher your score, the more likely you are to be approved for a loan or credit card. The score is calculated using information from your credit report, including your payment history, outstanding debts, … Read more
As I mentioned in a previous blog, the Reserve Bank of India (RBI) has mandated that that effective January 1, 2017, all Credit Information Companies (CICs) shall provide access, upon request and after due authentication of the requester, to a free full credit report (FFCR) once in a calendar year to individuals whose credit history … Read more
In September 2016, the Reserve Bank of India (RBI) mandated that that effective January 1, 2017, all Credit Information Companies (CICs) shall provide access, upon request and after due authentication of the requester, to a free full credit report (FFCR) once in a calendar year to individuals whose credit history is available with the CIC. … Read more