Navigating the maze of personal finance
Mobile wallets are a relatively new phenomenon in India. Even so with the growing usage of smartphones, robust mobile internet penetration, growth of e-commerce sector and increasing disposable incomes, mobile wallet (m-wallet) use has been growing in India at a healthy clip. According to a recent report by Assocham ‘The Indian m-wallet market in FY … Read more
You contribute 12% of your basic pay to EPF every month. Over the years this contribution can grow to be quite substantial. Here are four easy ways to keep a track of your EPF balance. You need to know your UAN (Universal Account Number) in order to access details of your EPF balance. UAN is … Read more
It is of paramount importance to know your expenses. Yes, you must be wondering why expenditure first and not earnings? The thing is that in today’s era with expenditures more so than earnings we need to know how much minimum amount we need to spend to maintain our lifestyle. This would include: · Regular bills … Read more