How to teach your kids about money?

When it comes to teaching your kids about money, it’s important to start early. The sooner we start having conversations with them about money, the better. Money is an essential component of our life, yet it’s not always discussed openly, especially in families. We may feel like we need to protect our kids from the … Read more

What is the latest PPF interest rate?

The PPF interest for the quarter ending September 30, 2022, is 7.1%. What is PPF? PPF stands for Public Provident Fund, a Government of India initiative started in 1968. A long-term investment option, it offers a fixed rate of return, and the interest earned is exempt from tax. PPF is one of India’s most popular … Read more

What is the NPS performance in July 2022?

The National Pension System, also known as NPS, is a government-sponsored retirement savings scheme introduced in 2004. It is a Defined Contribution scheme, which means that the benefits you receive at retirement will depend on the contributions made and the investment returns earned during the accumulation phase. NPS offers two investment options: equity and debt. … Read more

What is the latest NSC interest rate?

National Savings Certificate (NSC) is a small savings scheme introduced by the Indian government to encourage people to save money for their future. NSCs are available at post offices and banks and offer a fixed interest rate for 5 years, set by the government every quarter but compounded annually. The latest NSC interest rate is … Read more

Forgot your UAN? 4 ways to find it easily

Forgot your UAN? Don’t worry. It happens to the best of us. The good news is that there are a few easy ways to find it. In this blog, I will share four ways to find your UAN if you forgot it. What is UAN? UAN or Universal Account Number is an identifier allotted by … Read more

Multi-year health insurance benefits

People from all over the world make decisions about their health every day. They decide when and how to schedule medical tests and procedures, what types of exercises to pursue to manage their medical conditions, and even where to purchase health insurance. When it comes time for a person to buy health insurance, the individual … Read more

Why you should opt for VPF even after the recent tax on EPF?

What is VPF? VPF, or Voluntary Provident Fund, is the voluntary retirement fund to which employees can voluntarily contribute additional funds towards their provident fund account. VPF contributions are in addition to the 12% of an employee’s salary already contributed towards their EPF or Employees’ Provident Fund. The maximum amount an employee can contribute to … Read more

Should I Pay My Credit Card Bill Early?

People often have trouble deciding whether or not they should pay their credit card bills early. Paying your credit card bill early and waiting until the last minute have pros and cons. Here are some things to think about as you make your choice.  By paying your credit card bill early You will reduce your … Read more